Engineering firms and offices need insurance for two purposes.
They first need to protect their physical assets or properties from unfortunate losses or damages.
Secondly, they need to be insured for their work as professionals. This means that they need to be insured for any professional errors or negligence done by them and might result in losses to other parties.
To make things easy for you we have listed below some of the insurance covers available for professional people like you.

1. Fire, Special Perils & Theft insurance on your office premises and contents or furniture and equipment.
   
   
2. Property All Risks Insurance: provides more cover than the above policy for your premises and contents as it cover accidental breakage or damage to any parts of your buildings and contents, in addition to other losses resulting from perils insured in the above policy.
   
   
3. Cover against Special Risks such as Riots, Strikes Sabotage and Terrorism.
   
   
4. Professional Indemnity (or Professional Liability) Insurance, which is a special cover, provided for Engineers, Engineering Firms, Architects, Surveyors and Consultants. It covers their legal liability to pay for any injury, loss or damage caused to clients or other people and resulting from their professional errors or negligence.
   We recommend that you have this type of insurance if you work in the engineering field as a professional and if people pay for your services as a professional in the field.
   
   
5. Motor Insurance, whether Comprehensive or Third Party only, for your vehicles or motor cars.
   
   
6. Fidelity Guarantee, protecting you from financial losses resulting from infidelity of employees or any embezzlement of money.
   
   
7. Group Life & Medical Insurance for your employees and their dependants. Healthy employees perform better and produce more than sick ones.
   
   
8. Personal Accident Insurance to your employees.