If you are working in the medical field then you will agree with us that hospital buildings, furniture, equipment and installations are very costly and difficult to replace.
Therefore, it is very important to have the right insurance cover and to make sure that risks are kept within acceptable limits.
We advise you to kindly contact us for a free risk assessment and survey to help you and guide you through the exercise of insurance and risk management.
However, we are also listing below some of the insurance covers that you can arrange if you work in this field.

1. Fire, Special Perils & Theft insurance on your hospital or clinic premises, contents, furniture, equipment and installations.
   
   
2. Property All Risks Insurance: to provide you with more cover than the above policy. This covers accidental breakage or damage to any parts of your buildings and contents, in addition to other losses resulting from perils insured in the above policy.
   
   
3. Business Interruption Insurance to cover your loss of profits after an accident, like Fire, Theft, Flood, etc. You need this insurance because your business might be affected or you may not be able to continue offering you service until the building is repaired or rebuilt and contents replaced after a loss or damage caused by fire, for example.
   
   
4. Professional Indemnity (or Medical Malpractice) Insurance, which is a special cover, provided for Doctors, Hospitals, and Clinics. It covers their legal liability to pay for any injury, loss or disease caused to patients or other people and resulting from their professional errors or negligence.
   We suggest that you have this type of insurance if you work in the medical sector and if people pay for your services as a professional in the field.
   
   
5. Cover against Special Risks such Riots, Strikes Sabotage and Terrorism.
   
   
6. Electronic Equipment, a specially designed insurance cover for your computers, software, data, biomedical instruments and other electronic equipment. It covers accidental damage and breakdown of such computers and equipment. If you have this insurance then we will pay for replacement and repair of the damaged computers or equipment.
   
   
7. Fidelity Guarantee, protecting you from financial losses resulting from infidelity of employees or any embezzlement of money.
   
   
8. Public Liability insurance for your legal liability to pay for injury to members of the public or damage to their property resulting from your work as Hospital or Clinic.
   
   
9. Loss or damage of Goods in Transit. You will need this insurance to cover your shipments of stock and other equipment, for any loss or damage that might take place during shipping and handling.
   
   
10. Workmen Compensation for your employees.
    
    
11. Employer's Liability to complement your Workmen's Compensation cover.
    
    
12. Special covers for Money (or Cash) while in Transit or in locked Safe.
    
    
13. Motor Insurance, whether Comprehensive or Third Party only, for your vehicles or motor cars.