If you are involved in the Hotel or Restaurant Business and would like to know more about the right insurance cover for you then you came to the right place.
We understand that you are exposed to various risks, which can heavily affect your financial status and continuity of your business.
Our Hotel Comprehensive and Restaurant Comprehensive policies were designed specially to cater for insurance requirements of people owning, operating or managing hotels and restaurants.

If you are involved in the Hotel or Restaurant Business and would like to know more about the right insurance cover for you then you came to the right place.

 
Our policies cover the following:

 
  1. Loss or damage to your physical property and assets such as Buildings, Fixtures, Decoration, Furniture, Equipment, Stock and Computers resulting from perils like Fire, Theft, Flood, Storm, Earthquake, Water and Oil Leakage and many other perils.

  2. Accidental loss, breakage or damage to Fixed Glass, Sanitary Fittings and Mirrors.

  3. Interruption of you business or loss of profits resulting from any of the perils mentioned above. This covers your loss of income in case of having to close all or part of your business for repair and refurbishment after any of the accidents mentioned above.

  4. Cover against Special Risks such Riots, Strikes Sabotage and Terrorism.

  5. Your Public Liability or your liability to pay compensations to third parties for:
    I. Bodily Injury, Death or Disability
    II. Property Loss or Damage
    caused by you in the course of business and was due to your negligence.
    This can also cover your liability for food poisoning and contamination of food or drinks served to customers.

  6. Workmen Compensation for your employees.

  7. Employer's Liability to complement your Workmen's Compensation cover.

  8. Special covers for Money (or Cash) while in Transit or in locked Safe Goods in Transit cover

  9. Deterioration of Stock or Food in Freezers either as a result of machinery breakdown in chillers and freezers or due to any accident or damage to chillers or freezers walls or body.
    Insurance can be extended to cover failure of electricity supply due to accidents such as substation failure or electricity cables problems.
   
What shall I do now?
 
   


There are many other covers and extensions in the above policy.

Please contact us for more details. Our team can help you in assessing your exposure to risks and accordingly design the right insurance cover for you.

You can reach us on:
Tel: +973 - 225860
Fax: +973 - 224870
Email: marketing@alahlia.com

If you are own, operate or work in a hotel or restaurant and would like to know about other insurance products available to you as an individual then please go to our Individual & Family Insurance section.